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Mortgage applications down 1.2% as rates continue to rise The average contract interest rate for 5/1 adjustable-rate mortgages also increased from 3.62% to 3.7%, reaching its highest level since April 2011. The refinance share of mortgage activity fell to 49.4% of total applications from 52.2% last week. The ARM share of activity remained at 5.2% of total applications.
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